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Foreword Nothing in this article is unique. I am heavily borrowing (with full credit where it is most due) from the gurus whom have most influenced my life from a financial standpoint. To download this article as a PDF – click here. Dave Ramsey—who doles out solid financial advice “your grandmother would give you”—posits a […]
Plague in the Darkness
By Sean Dempsey 6/23/23 Thunder exploded in the night sky. The rain didn’t seem to stop falling for a second. Nor did the sirens stop wailing. A sad cacophony of noise that was at once sublime yet bristled the soul—simultaneously sweet and sour in a way that made the confused sounds unbearable. Oliver was petrified. […]
Charity With Other People’s Money is Not Charity
A voter who takes pride in supporting such programs is telling us that he’ll do good with his own money — if a gun is held to his head.


